First-time Hombuyers

eTrafficers can help you get a mortgage with low down-payments for your first home.

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FHA Loans

FHA Loans are insured by the Federal Housing Administration. That means that lenders are more likely to approve a loan with a smaller down-payment.

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USDA Loans

Backed by the US Department of Agriculture, USDA loans help low and moderate income families purchase or refinance a home that is not in a major metropolitan area.

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VA Loans

Mortgage loans guaranteed by the U.S. Department of Veteran Affairs that are available to most US service members. They offer some very great benefits to those that have served our country.

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